A home warranty is a contract between a homeowner and a home warranty company that provides repairs and replacement services on a home’s major components, such as AC systems, plumbing systems, pool and spas. A home warranty may also cover major appliances such as washers and dryers, refrigerators, dishwashers and range/cooktop/ stove. Most plans have a basic component that offers all homeowners who pay for a plan with certain coverages. Homeowners can also pay for one or more optional components that provide additional coverage.
Home warranty companies have agreements with approved service techs that are screened and insured by the Company. When something that is covered by a home warranty breaks down, the homeowner calls support line at the home warranty company, and the home warranty company will dispatch one of its service professionals to examine the problem. If the Technician determines that the needed repair or replacement is covered by the warranty, he completes the work. The homeowner is only responsible for a small deductible, and any amount beyond your limit. Please see terms and conditions for full coverage details.
American Residential Warranty’s home warranty is different from homeowners insurance, nor is it a substitute for homeowners insurance. Homeowners insurance protects major perils such as hail, fires, property crimes and certain types of water damage that could affect the entire construction and/or the homeowner’s personal belongings. A home warranty does not cover these items. Rather, it covers major systems and appliances of the home, such as AC Systems, Plumbing Systems, Pool and Spas, and Appliances.
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Home Warranty coverage, in all states EXCEPT CA, VA, FL, IA, WA and TX, is provided and administered by AIG WarrantyGuard, Inc., 500 West Madison, Suite 3000, Chicago, IL 60606-6613. Exclusions and limitations apply. See Terms and Conditions for details on coverage and exclusions. OR License #208059. For water line, sewer line or well pump coverage please see these Terms & Conditions.
For CA Residents: coverage is provided and administered by AMT Home Protection Company, 2200 Highway 121, Suite 100, Bedford, TX 76021 (CA Company ID No. 5875-0). For FL, IA, TX, VA and WA Residents: coverage is provided and administered by TMI Solutions, LLC, 360 Market Place, Roswell, GA 30075 (FL Company ID No. 07807, Lic. No. 16-270501457; IA Company ID No. 130327; TX Lic. No. 171; VA Company ID No. SC018; WA Cert. of Reg. No. 500670). See the TMI/AMT Program Terms & Conditions for additional information.
Ultimate Electronics Protection Plan is provided and administered by Asurion Service Plans, Inc., whose address is P.O. Box 061078, Chicago, IL 60606-1078, telephone 1-866-856-3882, in all states and the District of Columbia except Florida. In Florida, the company obligated under this Plan is Asurion Service Plans of Florida, Inc., P.O. Box 061078, Chicago, IL 60606-1078, telephone 1-866-856-3882. Exclusions and limitations apply. See Ultimate Electronics Protection Plan Terms and Conditions for details on coverage and exclusions.